Cat Insurance | Petcover DE

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Monthly Yearly

Superior plan

Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.

	Superior	Mid point	Entry
Premium Including selected additional services	€	€	€
Benefits
Lifetime cover
Veterinary fees	Up to €12,000	Up to €9,000	Up to €6,000
Alternative and complementary treatment	Up to €2,000	Up to €1,500	Up to €1,000
Fixed excess	€90 €90 +20% (8+ years) €90 +35% (10+ years)	€90 €90 +20% (8+ years) €90 +35% (10+ years)	€90 €90 +20% (8+ years) €90 +35% (10+ years)
Fixed excess (select breeds)	€90 Up to €90+20% (4+ years) Up to €90+35% (7+ years)	€90 Up to €90+20% (4+ years) Up to €90+35% (7+ years)	€90 Up to €90+20% (4+ years) Up to €90+35% (7+ years)
Benefit percentage	Up to 100%	Up to 100%	Up to 100%
Waiting periods	Illness: 14 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal Tract and Brachycephalic Airway Obstruction (BOAS): 365 Days	Illness: 14 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal Tract and Brachycephalic Airway Obstruction (BOAS): 365 Days	Illness: 14 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal Tract and Brachycephalic Airway Obstruction (BOAS): 365 Days
More details
Boarding fees	Up to €1,500	Up to €1,250	Up to €1,000
Advertising and reward	Up to €2,000	Up to €1,500	Up to €1,000
Holiday cancellation	Up to €1,500	Up to €1,250	Up to €1,000
Quarantine Expenses and Loss of Documents	Up to €1,500	Up to €1,250	Up to €1,000
Emergency repatriation	Up to €500	Up to €400	Up to €300
Optional extras
Death from illness or injury	Included up to €2,000 Death for illness cover will not be offered for standard breed dogs over the age of 8 and for select breed dogs over the age of 5	Up to € 1,500 Death for illness cover will not be offered for standard breed dogs over the age of 8 and for select breed dogs over the age of 5	Up to €1,500 Death for illness cover will not be offered for standard breed dogs over the age of 8 and for select breed dogs over the age of 5
Loss by theft or straying	Included up to €2,000	Up to € 1,500	Up to € 1,500
Premium Including selected additional services	€	€	€
Select

Mid Range plan

Mid-range –Our most flexible plans giving you the option to choose how much of the vet fees you contribute to in the event of a claim, allowing you to reduce your insurance costs.

	Key	Vital	Core
Premium Including selected additional services	€	€	€
Benefits
Lifetime cover
Veterinary fees	Up to €12,000	Up to €9,000	Up to €6,000
Fixed excess	Choice of €0 €60 €120	Choice of €0 €60 €120	Choice of €0 €60 €120
Benefit percentage	Choice of 70% 80% 90%	Choice of 70% 80% 90%	Choice of 70% 80% 90%
Waiting periods	Injury: No waiting period Diseases: 28 Days Cruciate ligament disorders: 180 Days Brachycephalic Airway Obstruction: 365 Days	Injury: No waiting period Diseases: 28 Days Cruciate ligament disorders: 180 Days Brachycephalic Airway Obstruction: 365 Days	Injury: No waiting period Diseases: 28 Days Cruciate ligament disorders: 180 Days Brachycephalic Airway Obstruction: 365 Days
Limits per condition	Cruciate ligament treatment: €5,000 Vet Consult(s) €500 Paralysis tick treatment €1,000 for the first occurance & €500 thereafter Cancer treatment: €5,000 Hip dysplasia: €5,000 Skin conditions(s): €500	Cruciate ligament treatment: €3,000 Vet Consult(s) €400 Paralysis tick treatment €1,000 for the first occurance & €500 thereafter Cancer treatment: €3,000 Hip dysplasia: €3,000 Skin conditions(s): €400	Cruciate ligament treatment: €2,000 Vet Consult(s) €300 Paralysis tick treatment €1,000 for the first occurance & €500 thereafter Cancer treatment: €2,000 Hip dysplasia: €2,000 Skin conditions(s): €300
More details
Boarding fees	Up to €1,500	Up to €1,250	Up to €1,000
Saying goodbye	Up to €250	Up to €200	Up to €150
Optional extras
Day to day care (no excess applicable)	For one(1) of the following: Up to the €50 per year: De-sexing Micro-chipping Worming Behavioural therapy Teeth cleaning Alternative or complementary treatment Prescription diets Dew claw removal Dog training at a recognised training centre Up to €30 per year: Vaccinations Health checks Worm test or blood screen FeLv/Fiv test or urinalysis Flea or tick control	For one(1) of the following: Up to the €50 per year: De-sexing Micro-chipping Worming Behavioural therapy Teeth cleaning Alternative or complementary treatment Prescription diets Dew claw removal Dog training at a recognised training centre Up to €30 per year: Vaccinations Health checks Worm test or blood screen FeLv/Fiv test or urinalysis Flea or tick control	For one(1) of the following: Up to the €50 per year: De-sexing Micro-chipping Worming Behavioural therapy Teeth cleaning Alternative or complementary treatment Prescription diets Dew claw removal Dog training at a recognised training centre Up to €30 per year: Vaccinations Health checks Worm test or blood screen FeLv/Fiv test or urinalysis Flea or tick control
Premium Including selected additional services	€	€	€
Select

Safety Net plan

Safety-net – accidents or illness can happen at any time, and our catastrophe and economy policies provide cover for your dog when emergency treatment is needed.

	Catastrophe 2	Catastrophe 1	Economy
Premium Including selected additional services	€	€	€
Benefits
Lifetime cover			12 months
Veterinary fees	Up to €6,000	Up to €3,000	Up to €4,000
Alternative and complementary treatment			Up to €1,000
Fixed excess	Choice of €450 €900 Selected excess above +20% (8+ years) Selected excess above+35% (10+ years)	Choice of €450 €900 Selected excess above +20% (8+ years) Selected excess above+35% (10+ years)	€90 €90 +20% (8+ years) €90 +35% (10+ years)
Fixed excess (select breeds)	Fixed excess above + 20% (4+ years) Fixed excess above + 35% (7+ years)	Fixed excess above + 20% (4+ years) Fixed excess above + 35% (7+ years)	€90 €90 +20% (4+ years) €90 +35% (7+ years)
Benefit percentage	Up to 100%	Up to 100%	Up to 100%
Waiting periods	Illness: 28 Days Any Cruciate ligament illness or condition: 180 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal tract and brachycephalic airway obstruction (BOAS): 365 Days	Illness: 28 Days Any Cruciate ligament illness or condition: 180 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal tract and brachycephalic airway obstruction (BOAS): 365 Days	Illness: 28 Days Any nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue, everted laryngeal saccules, gastrointestinal tract and brachycephalic airway obstruction (BOAS): 365 Days
Limits per condition	Cruciate ligament treatment: €3,000 Vet Consult(s) €400 Cancer treatment: €3,000 Hip dysplasia: €3,000 Luxating patella treatment: €3,000 Osteochondritis Dissecans(OCD): €3,000 Skin conditions(s): €400 Brachycephalic airway obstruction (BOAS): €4,000	Cruciate ligament treatment: €2,000 Vet Consult(s) €300 Cancer treatment: €2,000 Hip dysplasia: €2,000 Luxating patella treatment: €2,000 Osteochondritis Dissecans(OCD): €2,000 Skin conditions(s): €300 Brachycephalic airway obstruction (BOAS): €3,000
More details
Advertising and reward			Up to €1,000
Holiday cancellation			Up to €1,000
Boarding fees			Up to €1,000
Loss by theft or straying			Up to €1,000
Quarantine Expenses and Loss of Documents			Up to €1,000
Emergency repatriation			Up to €300
Optional extras
Death from illness or injury			Up to €1,000 Death for illness cover will not be offered for standard breed dogs over the age of 8 and for select breed dogs over the age of 5
Premium Including selected additional services	€	€	€
Select

Further Details

policy start date

microchip number

Please confirm the following statements about you and your dog are true:

Your dog is not used for security, guarding, track racing or coursing.
Your dog does not have an existing condition; or has not shown any signs of illness or injury; or been seen by a vet; or been on any medication; either now or in the past.
You dog has not attacked, bitten or been aggressive towards a person or other animal.
Your dog is not kept on or lives in a premises that sells alcohol.
The information provided is accurate and complete to the best of your knowledge.
You are aware that any incorrect information may result in your policy being cancelled and or any claim not being paid, or a reduced amount paid.
You agree that any vet or therapist has your permission to release any information we ask for about your pet.
At the premises where your dog is kept, there have been no previous break ins, or attempted break ins, in the last 12 months.
You have not previously been declined insurance cover, had renewal of an insurance policy refused, an insurance policy terminated or specific terms or exclusions for your pet applied to a similar insurance policy.
You agree to the terms and conditions of the policy

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Superior plan

Mid Range plan

Safety Net plan

Superior plan

Mid Range plan

Safety Net plan

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